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Your payment is made by monthly Immediate Debit in the account the loan is compensated into. Your 1st payment will likely be made a person month after issue of your loan on the date you may have decided on in the application, Until you submit an application for an Preliminary payment crack (See beneath Payment Break tab). 請提供以下資料以計算每月還款金額及模擬私人貸款還款表例子�?貸款�?港幣)： 人生難免會高低起跌，假如你在創業、買樓、進修、入醫院做手術等不同的人生大事上急需要資金周轉，找渠道借錢去應對難關是最直接的方法。在香港借貸款的渠道很多，不過各個借錢渠道各有利弊，以下就為大家總結不同借錢方式的利弊，教你挑選適合自己的借錢途徑。 在法律程序中，送達扮演著至關重 要的角色。當法院需要通知當事人有關案件的重要訊息時，就會透過送達的方式來完成。簡單來說，送達就是依照法律規定的方式，將法院文書送到應受送達人手上，讓他知悉文書的內容。 當債務人�?入財務困境，無法償還債務時，聲請破產可能是一個可行的債務重組方案。透過破產程序，債務人可以獲得法律保障，並尋求債務清償的出路。然而，並非所有人都符合聲請破產的條件。本文將由律師角度，解析聲請破產的要件、流程，以及債權人與債務人的權益。 貸款人依據各國相關法規所公佈的基準利率、利率浮動空間，而與該貸款銀行確定貸款利率。 Our loan calculator helps you to Check out lots of selections, so you can see the distinction between a one-calendar year loan or a three-12 months loan, for example. This may help you workout regardless of whether you’re most likely to be able to manage a private loan together with your other month-to-month payments. I switched my existing loan to HDFC Bank and it was one of the better monetary decisions I've manufactured. Their stability transfer course of action was easy, and also the reduce desire charges served me conserve some huge cash. 如果你冇準時還款，可能會需要繳付遲繳費用，而且你嘅信用評分可能會受到影響。所以要記得準時還款，避免任何額外費用或罰款。 Credit score checks through software Credit checks through software We'll perform a credit reference research if you submit an application for a loan as well as a credit score rating will probably be calculated dependant on the data you enter and your credit rating reference details. Strengthen my credit score rating Lower my credit card desire Pay back my credit card bill Manage expenses with bank cards Safeguard from bank card fraud I'm a Cardholder 一般情況下是家人不需要協助還債，除非有其他情況，例如家庭成員為破產者的債項簽署個人擔保 The bank should incur some expenses even though processing and sanctioning of loan and hence the processing payment is billed accordingly. 客戶服務部份則是會比較取決於平台提供的品質，有些平台的服務提供可說是相當到位，不只能及時解決反應問題，在諮詢方面也都是非常全面。 在文章前言中我們有提到，因為網路及手機的普及，讓越來越多人都選擇利用線上貸款的方式申辦，但具體來說線上借款到底涵蓋了哪些優勢呢？以下將為大家一一介紹： [ 嚴正聲明 ] 鑑於近日發現有來歷不明人士冒充本協會，藉此聯絡其他人士並進行行騙，本協會認為事態嚴重。 市場波動�?——股票價格每天都會劇烈波動，它們通常比外匯市場的波動更劇烈。 The Bank doesn't have any control (editorial or in any other case) above the linked third party Web site and is not in almost any way accountable for the contents out there therein. 如何理財，失業中點樣搵工、點樣可以唔好瞓咁晏、點樣唔好放棄自己，分享慳錢方法。 武漢肺炎 旅遊保險包唔包？【大斷貨】邊度仲有口罩賣？網購專用信用卡比較【日常開支�?家用/水電�?寬頻/保險 雜費 �?積分 教學信用卡超市優�?2023HKTVmall 信用卡優惠合集 《經濟通》所刊的署名及／或不署名文章，相關內容屬作者個人意見，並不代表《經濟通》立場，《經濟通》所扮演的角色是提供一個自由言論平台�?ploan利息 至於外遊，破產人仍然有此自由，但所有開支都不可以由破產人的資產同收入支付，即是去旅行都一定要有人請才可以去。破產人每次出境都要先通知署方或受託人，並且清楚交代行程。否則可能會被視為不合作，從而被延長破產期「加監」�?如何申請破產？ 民間貸款，通常稱作民間借款或民間借貸，指的是由非正規的金融機構或非銀行機構所提供的融資方式。與傳統銀行的信用貸款相比，民間貸款的審核標準通常更為寬鬆、申請過程與撥款速度較快，而且申請門檻相對較低。 怎樣解除破產�? 你嘅私人分期貸款額度取決於你嘅信用狀況同埋其他因素，例如你嘅收入同支出。 加密貨幣借貸徹底改變了金融格局，個人可以借出加密貨幣資產並從中賺取利息，而借款人可以利用其現有資產作為抵押品來獲得貸款。 債務人在提交破產呈請之前，應該認真考慮是否適合以自願安�?來解決債務問題。有關自願安�?的進一步資料可以向破產管理�?或其他有經驗處理破產/ 清盤事宜的人士索取，例如會計師、律師等。 有欺詐行為的債務�?任何人被判定破產，在以下任何一種情況下，均屬犯罪：– 換言之，破產人士如有意申請貸款，無論是自己單獨借還是與人聯名借，都必須披露有破產令在身，否則犯法。 錢債官司、民事訴訟的討債行動會停止，破產人士無用再為巨債擔心，可舒緩精神和還款壓力。 申請破產需時多久？ 破產聆訊日期是由法院登記處決定。通常由入紙申請至聆訊日，需時約一個多月。 破產年期一般為四年，破產令於四年後就會自動被解除，意味著破產人的生活及財務狀況將重新開始，先前欠下的所有卡數、私人貸款將一筆勾銷，不用再償還。 私人貸款 熱門私人貸款 財務公司貸款 銀行貸�?結餘轉戶貸款 汽車貸款 稅務貸款 虛擬銀行貸�?中小企貸款 這些活動透過利用區塊鏈網路上的智慧合約的去中心化平台進行，從而消除了對中介機構的需求。在這種去中心化和透明的環境中，加密貨幣借貸為個人提供被動賺錢機會，並為借款人提供流動性，所有這些都以無縫和高效的方式進行。 最後，申請破產還可能影響到職業選擇。在某些行業，如金融、法律和公務員等職位，從業者通常需要披露其財務狀況，包括是否曾經申請過破產。這意味著，一旦申請了破產，就可能失去某些職位或未來升遷的機會。此外，一些專業牌照行業，如律師和會計師等，在經歷過破產之後也可能無法繼續執業。 破產人可向法院提交抗辯書，法院將會進行聆訊。但是，破產人須緊記，如果法院裁定破產人的抗辯失敗，法院可能會向破產人發出訟費命令。 上述產品及服務受條款及細則約束。詳情請參閱相關宣傳品或向中銀香港職員查詢。 就破產人工作方面來說，如果破產人在私人公司工作，署方或受託人一般都不會主動接觸其僱主，除非因調查與評估有關的事項。不過，如果破產人任職銀行業，法例就規定他必須向僱主申報。如果破產人是公務員，破產管理署就會直接通知破產人所屬部門，破產期間升遷亦會受一定限制。 舉例來說，私人分期貸款的産品特性是覆蓋範圍廣、如你沒有特定的貸款目的，例如繳付稅項（稅貸）�?清卡數（結餘轉戶）、購買汽車（車貸）、急需現金周轉（易批貸款），則可考慮金額及還款期較彈性及較多選擇的私人分期貸款；而稅務貸款則可助你在稅季一筆過還清稅項，對於入息較高的人士而言，能減輕稅季的財務負擔；另外，財務公司貸款的申請門檻通常比銀行低但借貸額不比其他貸款低，因此適合信貸評級欠佳但需要資金周轉之人士。 Many thanks for aiding us locate a property equity loan without the need of generating us refinance our property finance loan. We obtained the funds we would have liked, and we recognize you. 登入 登入 私人貸款比較 所有私人貸款 瀏覽人士使用中銀香港流動應用程式即表示同意中銀香港於流動應用程式不時所載之免責聲明及政策。 實際年利率乃根據香港銀行公會所載的有關指引計算。實際年利率是壹個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費。 借款人應在指定期限內償還貸款以及任何應計利息或費用。未能償還可能會導致抵押品被清算。 實際年利率乃根據香港銀行公會所載的有關指引計算。實際年利率是壹個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費。 80% of retail Trader accounts drop dollars when investing CFDs using this provider. You ought to look at whether you know how CFDs operate and no matter if you may find the money for to take the substantial threat of losing your hard earned money. 所以當你有用錢需求時，就可以用這張有保價金的保單，和保險公司貸款應急，這就是保單借款的原理。 其中的農地貸款就是將農作使用的土地作為擔保品來辦理貸款，也就是說持有的土地地目中，有明確寫上「農地」或「農業區」等非都市計畫區內的土地才能進行申請。 這是計算貸款利率加上手續費及優惠等因素後，轉化而成的一個參考年利率，能準確反映實際的借貸成本。由於實際年利率是由金管局指標所訂，是市場上公認客觀的計息方法，因此，當您想借低息貸款時，可比較不同銀行的貸款產品之實際年利率。 ? Leveraging the most up-to-date in lending tech, the chance of finding you a lender is : 0% We may possibly have already got your file 想在申請私人貸款時更順利、更易獲批，並得到較優惠的利率，您亦不妨參考以下實用小貼士： 申請私人貸款的必備「三寶」包括身份證、住址證明及入息證明。我們宜養成妥善保管這些文件的好習慣，對申請私人貸款、按揭、信用卡及的處理其他個人財務事宜無往而不利。自僱人士或自由工作者，可用強積金供款、銀行月結單、稅單等文件作為入息證明，尤以稅單最易被貸款機構信納，因此有貸款需求的人士，記得妥善地申報入息及交稅。 Be aware: Our desire level won't ever exceed the most as prescribed via the NCA of 29.00%. Expenses are matter to change and will be afflicted by consumer possibility profile. Our Advisors can help you find the funding Option that's ideal for you. E book an appointment 理財型房貸能夠擁有增貸（能動用還款後的本金）的特質；但不同於一般房屋增貸是以單次貸款來約定一次性、長期的貸款利率與還款計畫，理財型房貸又多出了「動用後才按日計息」的特色。 Knowledge the advantage of HDFC Bank Private Loan �?your ultimate Alternative for all fiscal wants.Irrespective of whether It is prepared occasions like weddings, holidays, house renovations, or unforeseen emergencies such as health care processes, our Own Loan helps make lifestyle much easier. Our loan calculator displays you the consultant APR (Once-a-year Proportion Level) for the data entered. How much fascination you could end up shelling out is dependent on your unique circumstances. Tenku celebrates the absolute best in independent journalism. From the on the net content we publish, we share our viewpoints and thoughts on the different difficulties that the planet is dealing with at the moment. 電子渠道包括中銀香港網站、網上銀行、手機銀行應用程式、「中銀香港微服務」微信官號或「中銀信用卡」微信官號。 List your whole out there earnings which includes wages, retirement, investments, and rental Attributes. You're not expected to reveal earnings which is alimony, youngster guidance or independent servicing unless you ought to use that money to qualify for just a loan. It had been a lot easier than I imagined getting a lender with credit rating troubles prior to now, however you did it. Thank both you and your crew for your enable. 出典　精選�?日本国語大辞典精選版 日本国語大辞典について　情報 The hyperlink is presented for your convenience and offered for information applications only. The provision in the hyperlink would not constitute endorsement, recommendation, acceptance, guarantee or representation, Specific or implied, because of the Lender of any 3rd party or even the hypertext website link, item, services or details contained or readily available therein. 為甚麼銀行借錢利息會比財務公司低？ expand_more 銀行貸款利息一般比財務公司低，原因是和資金來源及其風險管理有關。銀行的資金源自大量的公眾存款，因此資金成本低，所以銀行貸款利率亦有空間調低，以吸引客戶申請貸款。除此之外，銀行批出貸款前會參考客戶的信貸評級，減低出現壞帳的機會，所以銀行可以以低息批出貸款。 Fast Loan Immediate advises borrowers to grasp private loans, warning that making use of for the maximum amount can improve repayment burdens. The company endorses analyzing repayment ability and loan necessity to stability immediate desires with extended-term dangers, endorsing liable borrowing. How are loan repayments calculated? How are loan repayments calculated? Our loan calculator functions out exactly how much interest you could possibly shell out In general, by taking a look at such things as the APR (Annual Percentage Amount) and how much time the loan is for. In addition it lets you know how much you would possibly need to fork out again each and every month, to help you workout if it’s affordable as aspect within your present finances. 易借網是提供貸款資訊的平台，彙整了超過萬個貸款業者，可以在平台上比較各家業者的條件，找到最適合自己的方案。 注意:合法的貸款公司在撥款前是不會跟你收取任何費用的。合法的貸款公司在對保前是不會需要你的身分證證件的也不需提供存摺培養進出記錄的。 畢竟銀行信用貸款看中的變是申貸人的信用紀錄，一旦發現有瑕疵或是被認為有疑慮，銀行便會毫不猶豫的拒絕核貸。 The listings featured on This web site are firms from which we receive affiliate website link compensation. Placement and Display screen is motivated by such payment. In 渣打清卡數 that any with the phrases contained herein conflict With all the phrases of use or other terms and guidelines contained within any this sort of Internet site, then the terms of use and various terms and rules for these kinds of Site shall prevail. Thank you for browsing Commence to 3rd party Web-site Carry on Your browser is out-of-date 無論您選擇哪一種借貸途徑，在借貸時必要考慮的是如何還款。若在還款時出了問題、有了阻滯，不論對方是親友或銀行，都會對您造成不利的後果。反之，如借貸有度、還款準時，就會出現「有借有還，再借不難」的好局面。 This facts is employed to forestall fraud. Lenders won't ever Speak to your employer to disclose your loan inquiry. In case you are on Advantages, enter your Added benefits supplier's cell phone number. 不可以。法律要求債務人列出所有債權人，包括向您借錢的朋友和家人。故意不列出債務是一件很嚴重的事情，有機會影響整個破產程序，甚至被刑事起訴。 有關發行國的風險——國�?地區的政治和經濟穩定性會影響其貨幣的實力。通常，主要經濟體的貨幣有更大的流動性，波動性一般比發展中國家低。 根據監管要求，您的數據將得到安全保護，您的資金保存在獨立的銀行帳戶中。 破產是一項法律程序，是當一名債務人無能力償還債務時，別無選擇下的出路。破產的主要目的是確保你的資產公平並有序地由你的破產案受託人攤分給你的債權人。在談及破產的後果及對生活的影響前，先分享一些有關破產的數字。 有關發行國的風險——國�?地區的政治和經濟穩定性會影響其貨幣的實力。通常，主要經濟體的貨幣有更大的流動性，波動性一般比發展中國家低。 使用我們的交易工具，例如止損、止損限價和保證止損，來限制損失和鎖定收益。獲取免費即時外匯行情，並設定指數輕鬆地分析圖表。 Quick Loan Immediate advises borrowers to comprehend particular loans, warning that implementing for the maximum sum can increase repayment burdens. The company endorses assessing repayment skill and loan requirement to harmony immediate requirements with long-time period risks, endorsing dependable borrowing. 正所謂「人有三衰六旺」，每個人在財務上總會有順境及逆境，而在逆境時往往需要以借貸度過難關。「有借有還真君子」，借錢並不一定是負面的事，只要借貸得宜、依約還款，除了能解決突發的周轉問題，更可建立自己的信譽（如信貸評分）。在本港，正當的借錢途徑有很多，各有好處與壞處，以下為大家略作探討。 所有經此申請渠道申請的分期貸款，只提供非紙張形式條款及細則，如有需要可到分行索取有關資料的紙質版本。 不少人在遇到突發現金需要時，都會用信用卡提取現金，這的確是一個快捷的周轉方法。不過眾所周知，信用卡現金利息特高且逐天計算，更有手續費等額外費用，而每天提款額亦有限制，它絕非最佳的借錢方式。 所有經此申請渠道申請的分期貸款，只提供非紙張形式條款及細則，如有需要可到分行索取有關資料的紙質版本。 If borrowers will not repay unsecured loans, lenders may possibly seek the services of a set agency. Collection businesses are businesses that Recuperate funds for previous because of payments or accounts in default. Editorial Take note: We receive a commission from partner one-way links on Forbes Advisor. Commissions don't affect our editors' opinions or evaluations. Private loans certainly are a variety of funding borrowers can get from traditional banking institutions, credit score unions or online lenders, where they get a lump-sum payment they could use for nearly any lawful particular expense. Discover your opportunity loan amount of money in just some clicks. By filling out our swift and straightforward kind, you’ll be connected using a lender who will present the funds you may need. Prepared to discover? Click 'Start out Now' and take step one toward securing your personal loan. Get Started Now 長者旅遊保險比�?新樓及二手樓收樓注意事項+驗樓清單 家居裝修保險需�?新手租樓注意事項 This kind of loan is rarely built other than in the form of bonds. Technically, bonds function differently from more conventional loans in that borrowers come up with a predetermined payment at maturity. 单利：单利就是利不生利，即本金固定，到期后一次性结算利息，而本金所产生的利息不再计算利息。 不用。因為一對夫婦合法結婚並不意味著他們都必須同時申請破產。如果債務只在其中一個配偶的名下，就只而需要負債的一方申請破產。 除了信貸評分外，向哪一類貸款機構借錢，對私人貸款是否低息及易批亦有莫大影響。 債務重組與破產是兩種不同的財務處理方式，它們在多個方面有所不同。以下是兩者的主要區別： 對借貸有興趣的用戶首先將其加密貨幣資產（通常是加密貨幣）存入借貸平台。這些資產可作為借款的抵押品或可用於貸款。 For those who apply online, you’ll get an immediate determination and, if eligible, can digitally signal your loan agreement with us. We’ll then use Quicker Payments to mail the money directly to your bank account. 貸款人透過其存入的資產賺取利息，利息由貸款需求和貸款平台政策等因素決定。此外，一些平台也向貸方提供獎勵或激勵措施，作為鼓勵參與的手段。 破產人獲解除破產後，便可獲免除所有可證債項，但不包括以欺詐方法招致的債項、因觸犯法例而被判處的罰款和導致任何人身體受傷而須作出的賠償等。 By clicking “Request Loan”, you consent for the Terms & Disorders, Privacy Policy, Credit rating Authorization, E-Consent, and also you are offering penned Directions underneath the Honest Credit score Reporting Act authorizing us and our Community Partners or licensed third parties on their own behalf with whom your request is shared to get your consumer credit history report, and to Get in touch with you at the knowledge on file to obtain offers for fiscal goods or providers. You furthermore may supply your Convey composed consent to obtain phone calls and textual content messages, which includes for marketing and advertising reasons, from FastLoanDirect, its Community Companions, and any authorized 3rd get-togethers contacting or texting on their own behalf to Get hold of you at , manufactured via automatic implies, like autodialers and prerecorded or synthetic voices even if your selection is listed in almost any Federal, Condition or inside DNC listing. Consent is just not necessary for a issue to make use of our expert services. It's possible you'll contact (805) 429-6064 to speak with a client care consultant. By clicking “Request Loan”, you consent towards the Terms & Situations, Privacy Plan, Credit history Authorization, E-Consent, and you simply are offering prepared Guidance underneath the Good Credit history Reporting Act authorizing us and our Network Associates or approved 3rd get-togethers on their behalf with whom your request is shared to acquire your client credit score report, also to contact you at the data on file to get provides for economic merchandise or services. 這是計算貸款利率加上手續費及優惠等因素後，轉化而成的一個參考年利率，能準確反映實際的借貸成本。由於實際年利率是由金管局指標所訂，是市場上公認客觀的計息方法，因此，當您想借低息貸款時，可比較不同銀行的貸款產品之實際年利率。 Thanks for encouraging us discover a property equity loan with no earning us refinance our home loan. We acquired the hard cash we wanted, and we recognize you. 經濟狀況在一定額度以下者。例如：原住民或低收入戶、中低收入戶或全戶財產、所得在一定額度以下 選擇適合自己的信用貸款方案，首先需要考慮自身的財務狀況和需求。若收入穩定且信用狀況良好，可以選擇利率較低的長期貸款，減少每月還款壓力；若資金需求緊急且短期內可償還，則可選擇短期利率較低的方案。 破產人的資產將會繼續受管理，直至破產人的所有資產已分發給破產人的債權人以及破產人的受託人獲解除職務為止。破產人就該物業所佔的份額將會歸屬破產人的破產案受託人，受託人會嘗試出售破產人就該物業所佔的份額，並將售賣所得款項分發給破產人的債權人。 根據環聯公佈的資料，向財務公司申請貸款，無論信貸評級是屬於哪一級，最終獲批的實際年利率，整體而言都比銀行高得多。各級信貸評級借款人，所獲批的貸款實際年利率中位數如下： 是使全體債權人（債主）有機會公平地得到債務人財產的償還，不會有那種誰追債比較快狠準就先搶先贏的狀況。 生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款； Jordan Tarver has spent 7 yrs masking mortgage loan, personalized loan and company loan material for top economical publications which include Forbes Advisor. He blends knowledge from his bachelor's diploma in enterprise finance, his expertise as being a prime perf... A secured loan signifies that the borrower has set up some asset as a method of collateral prior to being granted a loan. The lender is issued a lien, which is a proper to possession of house belonging to a different human being until eventually a personal debt is compensated. In other words, defaulting over a secured loan will give the loan issuer the lawful power to seize the asset which was set up as collateral. This is certainly to tell that by clicking to the hyperlink, you'll be leaving sc.com/cn/en and entering an internet site operated by other functions: This kind of links are only offered on our Web page for that advantage on the Consumer and Common Chartered Lender does not control or endorse this kind of Sites, and isn't accountable for their contents. Using this kind of Web-site is usually subject matter towards the phrases of use and also other phrases and tips, if any, contained within just Just about every these Site. With just one, basic kind, you are able to entry a network of lenders providing much more alternatives to meet your preferences. Full the form in minutes through the comfort of your private home, and if approved, love subsequent-day immediate deposit right into your account. Your SSN is utilized solely to validate your identification and ensure the integrity of your application. See our Privacy Plan to find out how we share your SSN with lenders. How can I are aware that my SSN will not be compromised? The quality for these guidelines will likely be deducted in the loan total throughout disbursal. Applicable taxes and surcharge/cess is going to be charged further. A few days before the scheduled closing day of your mortgage loan, the lender have to deliver the closing disclosure. This legal document supplies the final terms with the loan plus the total closing expenses. 申請私人貸款時，最多人關注的指標是貸款實際年利率，除此以外，還款期、最高貸款額、手續費、回贈優惠等，均影響借款人的最終借貸成本，借錢時不可忽視這些因素。 卡數越滾越大，可考慮申請結餘轉戶貸款，以較低息貸款一次過清還高息信用卡數。 You might get the money in the account within just 24 several hours. This can vary according to the end result within your loan software. Up coming, critique the lender phrase sheets close to one another to decide which loan will set you back less after a while. Together with the APR, pay attention to closing charges, origination fees, prepaid pursuits, and also other charges that may have an affect on your monthly payment and the full Charge of one's home finance loan. Many different factors ascertain The existing house loan premiums, like economic indicators including inflation and unemployment and also actions via the Federal Reserve. The prices transform on a daily basis, And that's why most lenders article right now’s mortgage loan premiums on their own homepages. 在面對資金需求時，還是建議優先考慮以房屋增貸的方式，來取得較低的貸款利率；若是被原銀行拒絕後，再來考慮二胎房貸才是較為合理的選擇。 破產聆訊日期由法院登記處決定，現時由入紙申請到聆訊日，需時要一個多月。 The term “loan” will probably make reference to this sort in day to day discussion, not the type in the second or third calculation. Under are backlinks to calculators relevant to loans that tumble under this classification, which can offer more info or make it possible for unique calculations involving Every single style of loan. In lieu of working with this Loan Calculator, it could be additional helpful to utilize any of the next for every specific have to have: Nearly all loan constructions incorporate interest, which happens to be the gain that banks or lenders make on loans. Fascination price is The share of the loan compensated by borrowers to lenders. For many loans, curiosity is paid In combination with principal repayment. Loan interest is generally expressed in APR, or yearly proportion level, which incorporates each interest and fees. ➜ To perspective this movie you should empower JavaScript, and consider upgrading to an online browser that supports HTML5 video clip 「很好貸」在官網上提供完整的貸款顧問團隊資訊，讓你可以根據貸款需求，找到最適合的顧問專員，顧問專員都具有豐富的經驗，能夠提供專業的諮詢服務，幫助解決貸款疑問。 要開始申請破產程序，破產人需先向破產管理署署長提交「債務人破產呈請書」及「資產負債狀況說明書」。相關表格和費用可於債務人破產呈請程序簡介頁面免費下載和查閱。